What Is Limited Tort & Full Tort?

Limited Tort vs. Full Tort Coverage

There are two forms of coverage you can get in Pennsylvania: limited tort or full tort coverage.

Limited Tort Coverage

Limited tort coverage limits the ability of anyone covered by the policy to get compensation when another driver causes an accident. Claimants can receive compensation for medical treatment and out-of-pocket expenses but not for non-economic damages, such as pain and suffering. Limited tort coverage is generally more affordable compared to full tort coverage.

Full Tort Coverage

While full tort coverage is more expensive than limited tort coverage, it offers more protection. Full tort coverage grants anyone under the policy unlimited rights to get compensation for injuries and losses, both economic and non-economic when another driver causes an accident.

You can recover the cost of all of your medical treatment and out-of-pocket expenses, in addition to non-economic damages such as pain and suffering, even if your injuries don’t meet Pennsylvania’s threshold for seriousness.

Finding the Right Car Accident Attorney for You in Pennsylvania

If you have questions about no-fault insurance for your case, Baratta Law, LLC is here to answer them. You can call us today at 215-914-8132 to tell us your story. We hope to guide you to safe shores like the lighthouse in our logo.

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