Healthcare Defense
featured blog postWhy State Farm’s “Pattern” Claims Can’t Justify Denying Accident-Related Medical Bills
Author: Andrew Baratta Auto insurers, most notably State Farm, GEICO, and Allstate, continue to rely on an invented concept they call “predetermined treatment” to deny paying medical bills for legitimate... READ MORE
Dec 10, 2025
Why State Farm’s “Pattern” Claims Can’t Justify Denying Accident-Related Medical Bills
Author: Andrew Baratta Auto insurers, most notably State Farm, GEICO, and Allstate, continue to rely on an invented concept they call “predetermined treatment” to deny paying medical bills for legitimate accident-related injuries. This theory has no basis in medical literature... READ MORE
Dec 10, 2025
GEICO’s Fraud Lawsuit Against NC Orthos Dismissed with No Payments or Concessions by the Doctors
Author: Andrew Baratta On October 28, 2024, a federal fraud lawsuit filed by GEICO against orthopedic surgeon Dr. Erik Bendiks and his practice, Apex Spine and Orthopaedics, which alleged more than $4.5 million in damages, was voluntarily dismissed by GEICO... READ MORE
Nov 8, 2024
INSURERS’ LATEST SCHEME AGAINST DOCTORS-Alleging Fraud Based on Attorney Demand Letters
Author: Andrew Baratta In previous articles I have explained why and how major auto insurers like State Farm, GEICO and Allstate use fake fraud claims to attack medical providers who specialize in helping accident victims recover from their injuries. These... READ MORE
May 7, 2024
GEICO SUES, DOCTORS LOSE: How to Win
Author: Andrew Baratta GEICO has used massive federal fraud lawsuits to attack medical providers of all kinds, including chiropractors, family physicians, physiatrists, neurologists, orthopedic surgeons, massage therapists, medical assistants, physical therapists, and diagnostic testing facilities, all of whom have been... READ MORE
May 22, 2023
Dear Doctor: This Letter Is a Threat
Author: Andrew Baratta If your chiropractic or medical practice treats auto accident patients, you are the opponent in a zero-sum game which the auto insurance industry as a whole has adopted as its injury claims handling model. Insurers “win” the... READ MORE
May 22, 2023
EXTORTING DOCTORS WITH FAKE FRAUD CLAIMS
Author: Andrew Baratta Extortion is defined as the obtaining of property from another, with his consent, induced by a wrongful use of force or fear. The fear may be induced by a threat or even vague intimations to publicly accuse... READ MORE
May 22, 2023
All Chiropractors are Frauds ACCORDING to Auto Insurers
Author: Andrew Baratta Do you bill insurance companies for the treatment of patients injured in auto accidents? Did you know you are a fraud? Inventing Fraud For Profit In the 1990’s, global consulting giant McKinsey & Company revolutionized the way... READ MORE
Jan 20, 2022
10 Ways for Chiropractors to Make the Auto Insurers Lie IMPOSSIBLE
Author: Andrew Baratta It is impossible to stop someone from telling a lie about you. But when you know what lie they want to tell, you can protect yourself from it by making the lie impossible to believe. In Part... READ MORE
Jan 6, 2022
